© 2025 Monarch E&S. All Rights Reserved. A division of Specialty Program Group LLC. Doing business in California as SPG Insurance Solutions License No. 0L09546.
MONARCH E&S INSURANCE SERVICES
MONARCH E&S INSURANCE SERVICES
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MONARCH E&S INSURANCE SERVICES
MONARCH E&S INSURANCE SERVICES
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Monarch E&S is proud to offer executive, professional and cyber liability coverage through our sister company, CSRisks. CSRisks is a leading executive, professional and cyber liability wholesale insurance brokerage. Their knowledgeable experts provide analytical capabilities, a consultative approach and expert insurance broking services. With access to over 30 A rated insurance carriers, both admitted and non-admitted, their specialization means they quickly provide the cost-effective coverage and analysis retail agents rely on.
Architects & Engineers (A&E) liability insurance is a type of Errors & Omissions policy that covers claims for potential damages relating to mistakes or negligent acts in the performance of their professional services. This can encompass construction delays, structural damages, design flaws, failure to meet contractual obligations, restitution and more. Policies can also include coverage for claims of bodily injury or property damage due to errors in their profession.
From solo practices to large firms, all architects and engineers are exposed to potential claims of negligence or errors. This policy can cover landscape architects, construction managers, technical consultants, process engineers as well as others. Claims can be quite complex and even though there may not be fault by the Insured, the defense can be costly. Although not every state requires professional liability, often federal law requires coverage on government contracts. Coverage may also be required by clients of the Insured.
An A&E policy can cover a range of risks from structural flaws to defending licensing proceedings. If a client or former client believes that an individual or business has caused financial or reputational harm, they may file legal action. Coverage can protect from cost of claims that are expensive and potentially career altering.
Both licensed and non-licensed individuals, professional and design firms are all eligible for coverage. Coverage may be needed for a specific client or project which can also be written.
These policies can be structured to best meet the needs of the person or entity. The needs of each Insured are evaluated to ensure they are properly covered. Coverages that can be negotiated are:
Amanda Sedliak, CIC, President, Capitol Special Risks
Alison Green, Director of Brokerage, Capitol Special Risks
Mike Morales, Senior Vice President, Specialty Wholesale Insurance Solutions
© 2025 Monarch E&S. All Rights Reserved. A division of Specialty Program Group LLC. Doing business in California as SPG Insurance Solutions License No. 0L09546.