Products

Personal Insurance

Monarch’s personal lines insurance department is dedicated to providing the best service in the insurance industry. We offer quality insurance products, excellent insurance markets, and an experienced and knowledgeable staff with customer service and satisfaction as their #1 goal. We write a wide variety of property insurance and liability insurance coverages as indicated below. Give us a try, and discover what the royal treatment is all about!

Coverages

  • HO-3
  • HO-4
  • HO-6
  • DP-1
  • DP-3
  • D.I.C.’s
  • C.O.C./Builders Risk
  • Personal Umbrella
  • CPL
  • Excess Umbrella
  • Excess CPL
  • Excess Auto

Programs Available

HIGH NET WORTH PACKAGE

  • High Value Homeowners
  • Valuable Articles
  • Personal Excess Liability
  • Personal Auto
  • Watercraft & Yacht

HOMEOWNERS COVERAGE

  • Homes in the brush
  • High value homes
  • Secondary and Rental homes
  • Homes in high protection classes and mountain resort areas
  • Short term vacation rentals
  • Vacant homes

DWELLING FIRE

  • Vacant Dwelling
  • Seasonal Dwelling Coverage

BUILDERS RISK

  • Dwellings under renovation
  • New home construction

EARTHQUAKE AND FLOOD

  • Primary and excess earthquake
  • Primary or excess flood can be included
  • Earthquake DIC – Excess Flood Coverage
  • Earthquake Deductible Buy-Back

UMBRELLA / LIABILITY

  • Monoline CPL
  • Premises Liability & Excess Premises Liability
  • Personal Umbrella Liability $1 – $35 Million
  • (Primary/Excess Limits Available)
  • Excess Personal Umbrellas
  • Target CPL & Personal Umbrellas
  • Excess Auto Liability
  • Special Events
  • Home Based Business

Markets

  • AIG
  • Aspen Specialty
  • Beazley Group
  • BRIT
  • Chubb
  • Essex Insurance Company
  • Evanston Insurance Company
  • Lloyds Underwriters
  • Lexington Insurance Company
  • Mt. Hawley Insurance Company
  • Mt. Vernon Insurance Company
  • Hiscox
  • Hudson Insurance Company
  • RLI
  • Scottsdale Insurance Company
  • United States Liability Insurance Company
  • QBE Specialty Insurance Company