General Liability, Property, Packages, IM
Special Risk
Insurance Products
The Placement of coverage for scheduled and unscheduled personal property is the main focus of our Personal Lines / Special Risk Department. With more than 50 years of experience in this field, our professional staff promises to provide you and your clients with quick quotes and experienced help with all your personal property needs.
PERSONAL ARTICLE FLOATERS SCHEDULED
- All Risk Coverage
- Full Earthquake coverage included with no deductible or minimal deductible available
- Single Items up to multi million dollar schedules accepted
- Schedules including – jewelry, furs, fine arts, silver, rugs, guns, wines, sports memorabilia, etc.
- Blanket coverage available
- Insured for and valued at form
- Worldwide coverage for most classes of business
EXCESS FLOOD
MUSEUM & GALLERY
EARTHQUAKE DEDUCTIBLE BUYBACK
EARTHQUAKE LOSS OF USE, OTHER STRUCTURES & LOSS ASSESSMENTS
PROFESSIONAL EQUIPMENT FLOATERS
Named Location, Continental USA / Canada & available limited worldwide coverage including musical instruments, camera equipment, recordings equipment, etc.
PERSONAL ARTICLE FLOATERS UNSCHEDULED
- All Risk coverage for general contents (excluding flood)
- Full Earthquake coverage with minimal deductible
- Options of Named Perils & Difference in Conditions available
- Residential or Storage Locations
- Replacement Cost coverage
- High Limits available
EARTHQUAKE WRAP AROUND
- For Homeowners Insurance through CEA or other
- Mini quake programs
- Also available for renters & condominium owners
- Deductible options 5%, 10%, 15% per coverage line available
MISCELLANEOUS SPECIAL RISKS
Including but not limit to – wedding & cruise cancellations, animal mortality, museum & gallery coverage
CUSTOMER SERVICE
- Immediate phone indications & firm quotes within 24 hours
- In excess of 50 years experience in this class of business
- Admitted & Non-Admitted Markets available
- "A" rated carriers
- In house binding authority
- Schedules typed for all personal article floaters
- Specialized in entertainment related and hard to place risks
- Professional in house claims handling with 30+ years experience with the same adjusters
Markets
Admitted
- Hudson Insurance Company
- Praetorian Insurance Company
- St. Paul / Traveler
- XL Specialty & others
Non Admitted
- Lloyds Underwriters
- Certain British Companies & Others
