Special Risk Insurance

The placement of insurance coverage for scheduled and unscheduled personal property is the main focus of our personal lines insurance/special risk insurance department. With more than 50 years of insurance underwriting experience, our professional staff promises to provide you and your clients with quick insurance quotes and experienced help with all your personal property insurance needs.

PERSONAL ARTICLE FLOATERS SCHEDULED

  • All Risk Coverage
  • Full Earthquake coverage included with no
    deductible or minimal deductible available
  • Single Items up to multi million dollar schedules
    accepted
  • Schedules including – jewelry, furs, fine arts, silver, rugs, guns, wines, sports
    memorabilia, etc.
  • Blanket coverage available
  • Insured for and valued at form
  • Worldwide coverage for most classes of business

EXCESS FLOOD

MUSEUM & GALLERY

EARTHQUAKE DEDUCTIBLE BUYBACK

EARTHQUAKE LOSS OF USE, OTHER STRUCTURES & LOSS ASSESSMENTS

PROFESSIONAL EQUIPMENT FLOATERS

  • Named Location, Continental USA / Canada & available limited worldwide coverage, including musical instruments, camera equipment, recordings equipment, etc.

PERSONAL ARTICLE FLOATERS UNSCHEDULED

  • All Risk coverage for general contents (excluding flood)
  • Full Earthquake coverage with minimal deductible
  • Options of Named Perils & Difference in Conditions available
  • Residential or Storage Locations
  • Replacement Cost coverage
  • High Limits available

EARTHQUAKE WRAP AROUND

  • For Homeowners Insurance through CEA or other
  • Mini quake programs
  • Also available for renters & condominium owners
  • Deductible options 5%, 10%, 15% per coverage line available

MISCELLANEOUS SPECIAL RISKS

  • Including but not limit to – wedding & cruise cancellations, animal mortality, museum & gallery coverage

CUSTOMER SERVICE

  • Immediate phone indications & firm quotes within 24 hours
  • In excess of 50 years experience in this class of business
  • Admitted & Non-Admitted Markets available
  • “A” rated carriers
  • In house binding authority
  • Schedules typed for all personal article floaters
  • Specialized in entertainment related and hard to place risks
  • Professional in house claims handling with 30+ years experience with the same
    adjusters

Markets

Admitted

  • Hudson Insurance Company
  • Praetorian Insurance Company
  • St. Paul / Traveler
  • XL Specialty & others

Non Admitted

  • Lloyds Underwriters
  • Certain British Companies & Others

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