Personal Insurance

Monarch’s personal lines insurance department is dedicated to providing the best service in the insurance industry. We offer quality insurance products, excellent insurance markets, and an experienced and knowledgeable staff with customer service and satisfaction as their #1 goal. We write a wide variety of property insurance and liability insurance coverages as indicated below. Give us a try, and discover what the royal treatment is all about!

HOMEOWNERS COVERAGE

  • HO-3, HO-4 & HO-6
  • Deluxe HO-3
  • Wrap Around and DIC’s

DWELLING FIRE

  • DP-1 / Primary / Excess / Participating
  • Vacant Dwelling
  • DP-3 Special Form Coverage Owner or tenant occupied
  • Seasonal dwelling coverage

BUILDERS RISK

  • New construction or renovations

EARTHQUAKE DIC – EXCESS FLOOD COVERAGE

EARTHQUAKE DEDUCTIBLE BUYBACK

UMBRELLA / LIABILITY

  • Monoline CPL
  • Premises Liability & Excess Premises Liability
  • Personal Umbrella Liability
    $1- $30 Million Primary/Excess limits available
  • Excess Personal Umbrellas
  • Target CPL & Personal Umbrellas
  • Excess Auto Liability

Markets

  • Aspen Specialty
  • Beazley Group
  • Essex Insurance Company
  • Evanston Insurance Company
  • Lloyds Underwriters
  • Lexington Insurance Company
  • Mt. Hawley Insurance Company
  • Mt. Vernon Insurance Company
  • Hudson Insurance Company
  • Scottsdale Indemnity Insurance Company
  • Scottsdale Insurance Company
  • Topa Insurance Company
  • United States Liability Insurance (USLI)
  • QBE Specialty Insurance Company

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