PERSONAL LINES
SPECIAL RISK

  

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The Placement of coverage for scheduled and unscheduled personal property is the main focus of our Personal Lines / Special Risk Department. With more than 50 years of experience in this field, our professional staff promises to provide you and your clients with quick quotes and experienced help with all your personal property needs.

  

UNDERWRITERS

MARKETS

APPLICATIONS
 

PERSONAL ARTICLE FLOATERS
SCHEDULED

- All Risk Coverage           

- Full Earthquake coverage included with no  
   deductible or minimal deductible available 

- Single Items up to multi million dollar schedules
   accepted

- Schedules including – jewelry, furs, fine arts,
   silver, rugs, guns, wines, sports memorabilia, etc. 

- Blank coverage available       

- Insured for and valued at form   

- Worldwide coverage for most classes of business

  

PERSONAL ARTICLE FLOATERS
UNSCHEDULED

- All Risk coverage for general contents (excluding flood)

- Full Earthquake coverage with minimal deductible

- Options of Named Perils & Difference in Conditions
   available

- Residential or Storage Locations

- Replacement Cost coverage

- High Limits available

  
             
     

EARTHQUAKE WRAP AROUND

- For Homeowners Insurance through CEA or
  other

- Mini quake programs

- Also available for renters & condominium
   owners

- Deductible options 5%, 10%, 15% per coverage
   line available

    
               

     EXCESS FLOOD
               

     MUSEUM & GALLERY
               

     EARTHQUAKE DEDUCTIBLE BUYBACK
               
 

     EARTHQUAKE LOSS OF USE, OTHER      STRUCTURES & LOSS ASSESSMENTS

            
                   
 

PROFESSIONAL EQUIPMENT FLOATERS

Named Location, Continental USA / Canada & available limited worldwide coverage including musical instruments, camera equipment, recordings equipment, etc.

   

MISCELLANEOUS SPECIAL RISKS

Including but not limit to – wedding & cruise cancellations, animal mortality, museum & gallery coverage

  
                   
 

CUSTOMER SERVICE

Immediate phone indications & firm quotes within 24 hours

In excess of 30 years experience in this class of business

Admitted & Non-Admitted Markets available

"A" rated carriers

In house binding authority

Schedules typed for all personal article floaters

Specialized in entertainment related and hard to place risks

Professional in house claims handling with 30+ years experience with the same adjusters